The terms of your loan, including the APR, may differ depending on the purpose of the loan, amount, term, and your credit profile. AutoPay 0.50% points discount is only available if selected prior to loan funding. Rates without AutoPay will be 0.50% higher. To get a loan, you must complete an application on LightStream.com which may affect your credit score. Subject to credit approval. Conditions and limitations apply. The advertised rates and conditions are subject to change without notice. Example Payment: Monthly loan payments of $ 10,000 at 6.14% APR with a term of 3 years would result in 36 monthly payments of $ 304.85. Truist Bank is an equal housing lender. © 2021 Truist Financial Corporation. SunTrust, Truist, LightStream, the LightStream logo, and the SunTrust logo are service marks of Truist Financial Corporation. All other marks are the property of their respective owners. Loan services provided by Truist Bank.

Fixed rates of 5.99% APR to 18.85% APR (with AutoPay). The SoFi price ranges are up to date as of February 25, 2021 and are subject to change without notice. Not all rates and amounts are available in all states. See personal loan eligibility details. Not all applicants are eligible for the lower rate. If approved for a loan, to qualify for the lowest rate, you must have a responsible financial history and meet other conditions. Your actual rate will be within the range of the rates listed above and will depend on a variety of factors including your credit rating, income, and other factors. See examples and APR terms. The SoFi 0.25% AutoPay interest rate reduction requires you to agree to make monthly payments of principal and interest through an automatic monthly deduction from a savings or checking account. The benefit will cease and will be forfeited for the periods during which you do not pay by direct debit from a savings account or current account.

600 minimum VantageScore® 3.0 and 660 minimum FICO® 9.0.

Your loan terms are not guaranteed and are subject to our verification of your identity and credit information. To get a loan, you need to submit additional documents including an application that may affect your credit score. The availability of a loan offer and the terms of your actual offer will vary due to a number of factors, including the purpose of your loan and our assessment of your creditworthiness. Rates will vary depending on many factors, such as your creditworthiness (for example, your credit rating and credit history) and the length of your loan (for example, 36-month loan rates are usually lower than loan rates. 72 month loans). The maximum loan amount may vary depending on the purpose of your loan, your income and your creditworthiness. Your verifiable income should support your ability to repay your loan. Marcus by Goldman Sachs is a trademark of Goldman Sachs Bank USA and all loans are issued by Goldman Sachs Bank USA, Salt Lake City branch. Applications are subject to additional general conditions.

600 minimum VantageScore® 3.0 and 660 minimum FICO® 9.0.

Personal loans granted through Upgrade have APRs of 5.94% to 35.97%. All personal loans have an origination fee of 2.9% to 8%, which is deducted from the loan proceeds. The lower rates require automatic payment and direct repayment of part of the existing debt. For example, if you received a loan of $ 10,000 with a term of 36 months and an APR of 17.98% (which includes an annual interest rate of 14.32% and a one-time setup fee of 5%) , you will receive $ 9,500 in your account and have a required monthly payment of $ 343.33. Over the life of the loan, your payments would total $ 12,359.97. Your loan’s APR may be higher or lower, and your loan offers may not have multiple terms available. The actual rate depends on credit rating, credit history, length of loan, and other factors. Late payments or subsequent charges and fees can increase the cost of your fixed rate loan. There are no fees or penalties for early repayment of a loan. Personal loans issued by Upgrade lending partners. Information on Upgrade Lending Partners is available at https://www.upgrade.com/lending-partners/. Accept your loan offer and your funds will be sent to your bank or designated account within one (1) business day after completing the necessary verifications. The availability of funds depends on how quickly your bank processes the transaction. From the time of approval, funds should be available within four (4) business days. Funds sent directly to pay off your creditors can take up to 2 weeks to clear, depending on the creditor.

The loan conditions presented are not guaranteed and the APRs presented are only estimates. To get a loan, you must submit additional information and documents and all loans go through a credit review and our approval process. The APR range is 7.99% to 29.99% and your actual APR will depend on factors such as your credit rating, usage and history, loan amount requested, stated loan purpose, and length of time. of the loan requested. To qualify for a 7.99% APR loan, a borrower will need excellent credit on a loan of less than $ 12,000.00 and a term of 24 months. Addition of a co-borrower with sufficient income; use at least eighty-five percent (85%) of the loan proceeds to directly repay existing qualifying debt; or proof of sufficient retirement savings, could also help you qualify for the lowest rate available. All loans are made by Cross River Bank and MetaBank®, NA, members of the FDIC.

A representative example of the terms of payment for a loan is as follows: you receive a loan of $ 13,411 for a term of 36 months, with an interest rate of 12.16% and an origination fee of 5.30. % of $ 711 for an APR of 15.99%. In this example, you will receive $ 12,700 and make 36 monthly payments of $ 446.46. Loan amounts range from $ 1,000 to $ 40,000 and loan terms are 36 or 60 months. Certain amounts and terms of office may not be available in certain states. The APR ranges from 8.05% to 35.89% and is determined at the time of application. The origination fees vary from 3% to 6% of the loan amount. The lowest APR is available for borrowers with excellent credit. Advertised rates are subject to change without notice. Loans are made by LendingClub Bank, NA, Member of FDIC (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Loans are subject to credit approval and sufficient investor commitment before they can be financed or issued. Certain information that we subsequently obtain as part of the application process (including, but not limited to, information contained in your consumption report, your income, the loan amount that you are applying for, the subject of your loan and eligible debt) will be taken into account and may affect your ability to obtain a loan from us. Closing of the loan is subject to acceptance of all required agreements and disclosures on Lendingclub.com. “LendingClub” is a registered trademark of LendingClub Bank.